In-depth review
Texas Precious Metals Review (2026)
Texas Precious Metals is best for investors who want transparent online bullion pricing, no purchase minimum, complimentary shipping, and access to fully segregated Texas-based storage.
4.4
Our score / 5
Founded
2011
Metals offered
Gold, Silver, Platinum, and Palladium
Storage
Texas Precious Metals Depository
BBB rating
A+
The quick verdict
Is Texas Precious Metals worth it?
Texas Precious Metals is worth considering for investors seeking a straightforward online bullion dealer with visible prices, no order minimum, and integrated storage. Its A+ BBB rating, fully segregated depository, flexible IRA-custodian support, and strong proprietary silver selection stand out, although custodian and IRA storage costs vary and independent review volume is relatively limited.
Bottom line
Best for investors who want transparent bullion purchases and insured storage in Texas. Consider alternatives if you want a bundled flat-fee IRA program or an extensive palladium catalog.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
Texas Precious Metals does not impose a minimum order amount, allowing customers to purchase individual coins, rounds, bars, or gift products. Product prices and applicable premiums are displayed online, making it easier to compare costs before ordering. The company has historically offered complimentary overnight shipping, although shipping policies and promotional offers should be confirmed at checkout.
The dealer does not charge a separate fee to establish a precious-metals IRA. However, the chosen self-directed IRA custodian may assess account-establishment, annual administration, wire, transaction, distribution, and termination charges. These costs vary among GoldStar Trust, Digital Trust, STRATA Trust, Horizon Trust, and other compatible providers.
Texas Precious Metals Depository advertises no setup or withdrawal fees for direct storage accounts, with shipping costs applying when metals are delivered. IRA storage rates may differ according to the customer’s custodian and holdings, so investors should obtain the current IRA-specific schedule before funding an account.
Security
Storage & custody
Texas Precious Metals offers storage through its affiliated Texas Precious Metals Depository in Shiner, Texas. The underground facility maintains Class 2 and Class 3 equivalent vaults and provides fully allocated, segregated storage. The company states that customer holdings are insured through Lloyd’s of London.
Because the depository and dealer are affiliated, customers should review the storage agreement, insurance limitations, audit provisions, withdrawal procedures, and legal ownership structure. Segregated storage means the customer’s specific coins and bars should remain identified and separate from other clients’ property.
For IRA accounts, compatible custodians include GoldStar Trust Company, Digital Trust, STRATA Trust Company, and Horizon Trust. The custodian administers the retirement account while the depository maintains physical possession of the metals.
IRA-owned metals cannot be delivered to the investor or stored at home while retaining their tax-advantaged status. Personal possession generally requires a reportable distribution and may result in taxes and penalties.
Products
Metals & product selection
Texas Precious Metals primarily sells gold, silver, and platinum coins and bars, with selected palladium products or IRA options subject to availability. Its catalog includes American Eagles, Canadian Maple Leafs, South African Krugerrands, British Britannias, government-minted bullion, privately refined bars, and fractional products.
The company’s standout offerings include Texas Silver Rounds, Texas Silver Bars, Texas-themed silver ammunition, Goldbacks, and high-purity Nebü gold and platinum jewelry. These exclusive products provide more variety than the standard bullion catalog found at many IRA-focused dealers.
Eligible coins and bars can be purchased through a self-directed IRA. Customers should verify each item’s eligibility before ordering because collectible products, jewelry, Goldbacks, and many commemorative pieces do not meet IRA requirements. Non-IRA orders can be delivered directly or transferred to a storage account.
Trust
Reputation & track record
Texas Precious Metals was launched as part of Kaspar Companies, a fifth-generation Texas family business with roots dating to 1898. The precious-metals operation began around 2010 and entered commerce under its current name in 2011. The company later opened Texas Precious Metals Depository in 2018.
The BBB lists Texas Precious Metals as accredited since May 2011 with an A+ rating. Trustpilot showed a 4.0 rating when checked, but the score was based on only four reviews and therefore does not provide a reliable long-term customer-service sample.
Public feedback is generally favorable regarding pricing, product quality, shipping, and trading assistance. One BBB reviewer reported difficulty arranging a depository visit through an IRA custodian, illustrating why customers should understand advance-notice and scheduling requirements before assuming they can inspect stored metals on demand.
No material provider-specific regulatory enforcement action was identified in the authoritative sources reviewed for this article.
Scorecard
How we scored Texas Precious Metals
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See how it stacks up against every provider we rate.
Editorial
How we review gold IRA companies
We evaluate gold IRA companies across fees and value, product selection, storage and security, customer support, and reputation. Account minimums, pricing transparency, dealer premiums, custody expenses, insurance, allocation method, audit procedures, operating history, and customer-feedback patterns receive the greatest weight. Provider claims are compared with current public disclosures and independent records whenever possible.
FAQ
Common questions about Texas Precious Metals
What is Texas Precious Metals’ minimum investment?
Texas Precious Metals does not require a minimum order for ordinary bullion purchases. IRA custodians may impose their own account requirements, cash balances, or transaction fees, so retirement investors should confirm those terms before opening an account.
Is Texas Precious Metals a legitimate, safe choice?
Texas Precious Metals is an established bullion dealer with an A+ BBB rating and accreditation dating to 2011. It offers transparent online pricing and fully segregated storage through its affiliated Texas Precious Metals Depository. Investors should still review the storage agreement, insurance limits, custodian fees, and product spreads before committing substantial funds
Can I roll over a 401(k) into a gold IRA with them?
Texas Precious Metals can supply eligible bullion for a self-directed IRA funded through a qualifying 401(k) rollover. A properly completed direct trustee-to-trustee rollover is generally not taxable because the funds move directly between qualified institutions. Eligibility depends on the employer plan, so consult the plan administrator, custodian, and a qualified tax professional.
Where will my metals be stored?
IRA metals may be held at Texas Precious Metals Depository in Shiner when the facility is supported by the selected custodian. Holdings are represented as fully allocated, segregated, and insured. Home storage is not permitted for metals held in a conventional precious-metals IRA.
Final verdict
Should you choose Texas Precious Metals?
Texas Precious Metals is a strong option for investors seeking visible online pricing, no minimum order, distinctive Texas bullion products, and segregated domestic storage. IRA customers should compare custodians and obtain a complete written schedule of administration and storage fees, but the company’s purchasing experience and integrated depository make it competitive for both new and experienced buyers.
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
