In-depth review
OneGold Review (2026)
OneGold is best for investors who want fractional ownership of vaulted precious metals and online trading, earning its place for published storage rates and an accessible digital platform.
3.9
Our score / 5
Founded
2018
Metals offered
Gold, Silver, Platinum
Storage
Multiple Options Available
BBB rating
A+
The quick verdict
Is [OneGold] worth it?
OneGold is worth considering if you want vaulted metals without selecting and storing individual retail coins. Its fractional ownership model suits digital account management, but pooled holdings, trading spreads, and separate IRA custodian charges need careful consideration.
Bottom line
Best for investors comfortable owning a share of vaulted bullion. Consider alternatives if you want individually segregated coins or a conventional dealer-led gold IRA.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
OneGold’s funding help page states a $100 minimum deposit. This is a funding requirement, not a verified universal IRA opening minimum. Your custodian may impose additional account requirements.
Published annual storage rates are 0.12% for gold and 0.30% for silver and platinum, billed quarterly. The account-level minimum is $5 per quarter, or $20 across four full quarters. For example, $1,000 held for a full year would face the $20 minimum—2% of that balance—before trading costs and any custody fees.
OneGold says it adds no IRA-specific fees, but custodian charges vary. Setup, annual administration, transfers, and distributions require a written custodian quote. Published buy and sell prices include spreads; compare both sides of a trade rather than storage alone. Payment, selling, and physical redemption charges should be confirmed in the current transaction preview.
Security
Storage & custody
OneGold advertises metal stored through providers including APMEX, Brink’s, Loomis International, and the Royal Canadian Mint, depending on the product and location. Its agreement describes ownership of physical metal in an allocated and pooled position. That is not a promise that a particular bar is segregated exclusively for each customer.
The platform states that holdings are insured and verified. Confirm the product-specific vault, verification report, insurance limits, and exclusions. Insurance for physical loss does not cover falling metal prices or every platform and legal risk.
Its IRA page names New Direction Trust Company, STRATA Trust Company, and Preferred Trust, among other options. Obtain custodian approval for the exact holding and location. IRA bullion must remain in compliant trustee custody; personally keeping IRA-owned metal at home does not satisfy the possession requirement.
Products
Metals & product selection
OneGold’s core offerings are vaulted gold, silver, and platinum. The IRA service provides ownership interests in larger wholesale bars rather than focusing on individually selected retail coins. This can reduce retail fabrication costs, although total value still depends on spreads, fees, and custody terms.
Physical redemption is a separate process involving retail products through the platform’s redemption arrangements. Confirm available coins, bars, premiums, shipping, and payment holds before redeeming. An IRA redemption or delivery must follow custodian instructions and may constitute a distribution.
Trust
Reputation & track record
OneGold launched in 2018 through APMEX and Sprott. Its current company history states that APMEX acquired full ownership in 2021 and that Sprott is no longer involved in operations. OneGold became part of Bullion International Group in 2025.
The retrieved BBB profile shows an A rating and accreditation since September 25, 2018. The Trustpilot profile displayed 4.4 out of 5 from 162 reviews. Feedback includes praise for the platform’s usability alongside concerns about account management, payment restrictions, storage billing, and withdrawals.
No major provider-specific award or regulatory finding was verified. This review did not include a comprehensive litigation or regulatory search, and customer allegations are not independently established findings.
Scorecard
How we scored OneGold
Not sure OneGold is the right fit?
See how it stacks up against every provider we rate.
Editorial
How we review gold IRA companies
This provisional editorial assessment uses desk research into pricing, ownership terms, products, custody arrangements, and independent customer feedback. Fees and value carry 30%, product selection 20%, storage and security 20%, support 15%, and reputation 15%. The weighted result rounds to 3.9 out of 5.
We did not open an account, buy metal, inspect a vault, or test support. OneGold is evaluated as a vaulted-metal platform with IRA access; its limited core-metal range and pooled ownership affect suitability. Any publisher using this article should verify its affiliate relationships and apply the same scoring method consistently.
FAQ
Common questions about OneGold
What is OneGold’s minimum investment?
Its funding help page states a $100 minimum deposit. Confirm the current payment requirement and any separate IRA custodian minimum.
Is OneGold a legitimate, safe choice?
OneGold is an established APMEX-owned platform with BBB accreditation. That does not eliminate market, custody, counterparty, or account-access risks. Review its ownership agreement and product-specific disclosures.
Can I roll over a 401(k) into a gold IRA with them?
An eligible distribution can fund a self-directed IRA through a compatible custodian, which can then fund your OneGold IRA account. A properly completed direct rollover from a pretax plan to a traditional IRA generally is not taxable; a Roth conversion can create taxable income. Confirm plan eligibility and approved products first.
Where will my metals be stored?
The facility depends on the product and location selected. Confirm your IRA’s exact vault and trustee-approved arrangement with the custodian. IRA bullion cannot be kept personally at home while retaining its IRA status.
Final verdict
Should you choose OneGold?
Choose OneGold if you want fractional vaulted-metal ownership and convenient online management. Compare trading spreads, the minimum storage charge, and custodian costs before using it for retirement funds. Investors seeking specific segregated coins or bars should compare providers offering that arrangement.
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
