In-depth review
American Bullion Review (2026)
American Bullion is best for retirement savers seeking guided precious-metals rollovers, a $10,000 recommended minimum, established custody, and strong customer ratings.
[4.3]
Our score / 5
Founded
2009
Metals offered
Gold, Silver, Platinum, Palladium
Storage
Delaware Depository
BBB rating
A+
The quick verdict
Is American Bullion worth it?
American Bullion is worth considering if you want hands-on assistance transferring an IRA or eligible 401(k) into physical precious metals. Its A+ BBB rating, long operating history, clearly identified custodian, and published account fees are meaningful strengths, although metal prices and dealer spreads still require a telephone quote.
Bottom line
Best for investors who want guided IRA rollovers and established third-party custody. Consider alternatives if you prioritize online ordering, multiple depository choices, or publicly displayed metal prices.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
American Bullion recommends a minimum rollover of $10,000. Its standard STRATA Precious Metals IRA has a published $25 setup fee and $160 annual account fee, although annual charges can change for balances above $100,000 or segregated storage. Broader STRATA account options have annual fees of $200 or $275 but permit additional asset types.
American Bullion does not publish live metal prices or standard dealer spreads, so investors should request the purchase price, current spot value, premium percentage, and same-day liquidation value in writing. The company promotes free first-year storage and waived custodian fees for qualifying accounts, but eligibility requirements and promotional terms may change.
Security
Storage & custody
American Bullion works exclusively with STRATA Trust Company for its standard precious-metals IRA service and sends IRA metals to Delaware Depository. Metals are insured while being transported, after which they become subject to the depository’s insurance policy.
Delaware Depository offers secure custody with extensive physical controls, inventory systems, audits, and insurance protection. Segregated storage may be available for an additional fee. IRA-owned metals must generally remain under the control of the custodian and approved depository; storing them at home can trigger prohibited-transaction and tax consequences.
Products
Metals & product selection
American Bullion sells physical gold, silver, platinum, and palladium for retirement accounts and direct delivery. Its selection includes widely recognized bullion coins, proof coins, qualifying bars, and selected numismatic products.
Popular choices include American Eagles and Canadian Maple Leafs, while IRA-eligible bars are available in several metals. Because proof and collectible coins can carry substantially higher premiums and may not qualify for an IRA, customers should confirm eligibility and compare the product’s premium with standard bullion before ordering.
Trust
Reputation & track record
American Bullion began operating in 2009 and has been BBB accredited since 2011. The BBB currently gives the company an A+ rating. Its Trustpilot profile contains 218 reviews, with 85% awarding five stars and many customers praising knowledgeable representatives, straightforward explanations, and hands-on rollover assistance.
American Bullion has also appeared in major financial-media comparisons of gold IRA companies. We did not identify a major public enforcement action against the company in the sources reviewed, but customers should still evaluate product premiums, spreads, and resale terms independently.
Scorecard
How we scored American Bullion
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See how it stacks up against every provider we rate.
Editorial
How we review gold IRA companies
We evaluate each company’s minimum investment, account fees, metal pricing, custodian and storage relationships, product selection, customer support, operating history, regulatory record, and independent customer feedback. Our scoring places particular weight on written cost disclosures, secure custody, reliable service, and the difference between purchase and liquidation prices.
FAQ
Common questions about American Bullion
What is American Bullion’s minimum investment?
American Bullion recommends a minimum rollover of $10,000. Its first-year fee-waiver promotion may require a larger qualifying account, so confirm the current threshold and conditions before transferring funds.
Is American Bullion a legitimate, safe choice?
Yes. American Bullion is an established precious-metals dealer founded in 2009, with BBB accreditation, an A+ rating, and strong customer reviews. STRATA Trust Company administers its standard IRAs, while Delaware Depository stores the metals; however, neither these safeguards nor the company’s ratings guarantee investment returns.
Can I roll over a 401(k) into a gold IRA with them?
Yes, provided the retirement plan is eligible for rollover. American Bullion helps coordinate the paperwork with STRATA Trust Company, and a properly completed direct trustee-to-trustee rollover is generally not taxable. Confirm eligibility with the existing plan administrator and consult a qualified tax professional when necessary.
Where will my metals be stored?
American Bullion generally sends IRA metals to Delaware Depository, where they are held under the customer’s STRATA-administered account. IRA-owned metals must remain with an approved custodian and depository; home storage is generally not allowed and may create tax consequences.
Final verdict
Should you choose American Bullion?
American Bullion is a strong option for investors who want personal rollover support, a manageable recommended minimum, published account fees, and established third-party custody. Its main limitations are phone-based metal pricing and limited storage choice, so obtain the premium, spread, annual charges, and buyback terms in writing before investing.
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
