In-depth review
GoldSilver Review (2026)
GoldSilver is best for investors who want online gold and silver purchases, educational resources and optional vault storage, although its BBB standing and historical registration settlement warrant consideration.
3.5
Our score / 5
Founded
2005
Metals offered
Gold and Silver
Storage
Brink’s
BBB rating
C+
The quick verdict
Is GoldSilver worth it?
GoldSilver is worth considering if you prefer buying bullion online and managing purchases, sales and storage through an integrated platform. Its Equity Trust IRA arrangement is useful, but buyers should weigh its C-plus BBB rating and historical regulatory action before committing retirement savings.
Bottom line
Best for investors comfortable comparing bullion prices and managing their accounts online. Consider alternatives if you want a stronger BBB record or a fully documented account cost before applying.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
GoldSilver’s current integrated IRA information lists an annual Equity Trust custodian fee of one hundred twenty-five dollars, with storage billed each quarter separately. It does not establish an opening minimum or setup charge in that summary; request the complete applicable fee schedule rather than assuming either is waived. Older accounts may operate outside the current integrated platform.
The published allocated-storage rate is zero point zero six percent of asset value monthly, subject to a four-dollar monthly minimum. Confirm how that rate applies to your IRA and whether segregated storage costs more. Product listings show online prices; compare the purchase premium above spot and the resale quote, because those differences affect your total cost. Any sale price or promotion is time-sensitive.
Security
Storage & custody
GoldSilver identifies Brink’s Salt Lake City as the storage location for its integrated Equity Trust IRA. Its broader vault network also includes Dallas, Toronto, Singapore and Hong Kong; those choices should not be assumed available for the integrated IRA.
The company describes allocated storage as customer-owned quantities held alongside equivalent products, with segregated storage also offered at Brink’s. It states that its vault network carries Lloyd’s of London insurance. Obtain the applicable storage agreement and coverage terms; insurance does not protect against falling metal prices.
Qualifying IRA bullion must remain in the possession of a bank or IRS-approved nonbank trustee. Keeping IRA bullion at home can trigger a taxable distribution; personal delivery is appropriate for non-IRA purchases or properly processed distributions.
Products
Metals & product selection
GoldSilver’s current catalog focuses on gold and silver coins, bars and rounds. Listed products include American Eagles, American Gold Buffalos, Canadian Maple Leafs, Britannias, Kangaroos and Philharmonics, giving buyers options across sovereign coins and bullion bars. Platinum and palladium are not shown in the reviewed catalog.
The website provides an IRA-eligible filter, but eligibility must be checked for each product. Its catalog also includes collectible or lower-purity silver products that should not automatically be treated as IRA eligible. InstaVault gold and silver are additional offerings; confirm their ownership, delivery and IRA terms before choosing them.
Trust
Reputation & track record
GoldSilver’s company materials describe a business history beginning in two thousand five and identify Mike Maloney as its founder. BBB lists an earlier business-start date of two thousand one and LLC incorporation in two thousand sixteen; these records should not be treated as interchangeable founding dates.
The matching GoldSilver LLC BBB profile carries a C-plus rating, is not accredited and cites failure to respond to a complaint. Trustpilot shows generally favorable customer sentiment and a rating of four point six out of five at the time of research. Customer reviews offer useful context but do not guarantee future service.
In two thousand twenty, GoldSilver and Gold Bullion International entered a New York Attorney General settlement addressing commodity broker-dealer activity during registration lapses in two thousand nineteen. The agreement required the respondents to pay one hundred thousand dollars and implement procedures for timely registration. They admitted specified factual findings while neither admitting nor denying the legal findings. This historical action does not establish current noncompliance.
Scorecard
How we scored GoldSilver
Not sure GoldSilver is the right fit?
See how it stacks up against every provider we rate.
Editorial
How we review gold IRA companies
This review assesses published costs, product availability, custody arrangements, public customer feedback and documented regulatory history. Company statements are distinguished from independent records, and missing fee information is identified explicitly. No account was opened or customer-support experience tested for this review.
Numerical ratings are withheld because an established scoring rubric and weighting system were not supplied. Any future weighted scores should use the same disclosed criteria across providers.
FAQ
Common questions about GoldSilver
What is GoldSilver’s minimum investment?
An opening minimum for the current integrated IRA was not verified in the reviewed official account information. Ask GoldSilver and Equity Trust for written confirmation; individual bullion prices and storage minimum charges are separate matters.
Is GoldSilver a legitimate, safe choice?
GoldSilver is an established bullion dealer with a documented IRA arrangement. Its C-plus BBB rating and historical registration settlement deserve consideration, and neither its operating history nor vault insurance guarantees investment returns or trouble-free service.
Can I roll over a 401(k) into a gold IRA with them?
GoldSilver advertises rollovers through its Equity Trust arrangement. An eligible direct rollover into a traditional IRA generally avoids immediate income tax when handled correctly; trustee-to-trustee transfers between compatible IRAs also generally avoid immediate taxation. Roth conversions can create taxable income, and your employer plan must permit the distribution
Where will my metals be stored?
GoldSilver identifies Brink’s Salt Lake City for its integrated IRA. IRA bullion must remain under qualifying trustee custody, rather than in your home. Non-IRA purchases can be delivered personally or placed in the company’s available vault-storage arrangements.
Final verdict
Should you choose GoldSilver?
[Restate the verdict in 2–3 sentences. Be honest — a balanced close builds trust and converts better.]
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
