In-depth review
ITM Trading Review (2026)
ITM Trading is best for investors who want extensive precious-metals education, personal portfolio guidance and access to both bullion and pre-1933 coins through a long-established dealer.
4.1
Our score / 5
Founded
1995
Metals offered
Gold, Silver, Platinum, and Palladium
Storage
GoldStar Trust-approved Depository
BBB rating
A+
The quick verdict
Is ITM Trading worth it?
ITM Trading is worth considering for investors who want substantial education and one-on-one help choosing physical precious metals. Its 30-year history, A+ BBB rating, large product catalog and published GoldStar Trust fee table are strengths, but customers should compare bullion and collectible-coin premiums and confirm the current depository arrangement before funding an IRA.
Bottom line
Best for investors who value education, guided portfolio construction and broad coin selection. Consider alternatives if the lowest bullion premium, flat annual IRA costs or a clearly named storage facility matters most.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
ITM Trading does not clearly state one universal minimum investment for direct purchases or precious-metals IRAs. Many retail items can be purchased online, while larger or specialized portfolio transactions may be handled with an analyst. The site describes product pricing as all-inclusive, except that credit-card payments add a 3% fee and a restricted-delivery fee. Cryptocurrency payments may also carry a separate market-driven processing charge.
ITM’s IRA page identifies GoldStar Trust Company and publishes a $50 one-time establishment fee. The displayed annual maintenance charge is $1 per $1,000 of account value, with a $75 minimum and $275 maximum, while annual depository storage is shown as $1 per $1,000 with a $100 minimum and no stated maximum. Because custodian schedules can change, these figures should be confirmed directly with GoldStar before opening the account. Promotions, free shipping and other offers are time-sensitive.
Security
Storage & custody
ITM Trading refers IRA customers to GoldStar Trust Company, which establishes and administers the self-directed retirement account. After the account is funded and the customer selects eligible metals, GoldStar pays ITM and arranges for the assets to be shipped into approved depository storage and recorded for the IRA.
ITM’s public IRA page does not prominently identify the exact vault used for each new account or clearly specify whether storage is segregated or commingled. Investors should obtain the depository name, allocation method, insurance terms and current storage fee directly from GoldStar before purchasing. IRA-owned bullion must remain under qualified trustee or custodian control; taking personal possession or storing the metals at home can create a taxable distribution and jeopardize the IRA.
Products
Metals & product selection
ITM Trading sells gold, silver, platinum and palladium products, although its IRA catalog emphasizes qualifying gold and silver. Available categories include bullion coins, bars, rounds, sovereign issues, fractional products and a particularly large selection of pre-1933 U.S. gold coins. Popular IRA choices include American Eagles, American Buffalos, Canadian Maple Leafs, Austrian Philharmonics and Australian Kangaroos, along with qualifying gold and silver bars.
The breadth is useful for investors who want to combine traditional bullion with historic coins, but the two categories should be evaluated differently. Collectible or numismatic prices can depend heavily on grade, scarcity and dealer demand, while standard bullion tracks metal value more closely. Customers should request the melt value, premium, buyback quote and IRA eligibility for every proposed product. Non-IRA purchases can be delivered to the buyer.
Trust
Reputation & track record
ITM Trading began operating in October 1995 and has been BBB accredited since August 2009. The BBB assigns the company an A+ rating and reports roughly 30 years in business. Customer sentiment is very strong on the BBB and Shopper Approved, where reviewers frequently praise knowledgeable analysts, education and attentive service. Its much smaller Trustpilot profile is more mixed, illustrating why review quantity and source should be considered alongside average scores.
ITM also holds industry affiliations and dealer credentials associated with organizations such as the American Numismatic Association, the National Coin & Bullion Association, PCGS and NGC. No company-specific precious-metals regulatory enforcement action was identified in the authoritative sources reviewed for this article. That is not a substitute for due diligence, especially when buying higher-premium rare or graded coins.
Scorecard
How we scored ITM Trading
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Editorial
How we review gold IRA companies
We evaluate gold IRA companies across fees and value, product selection, storage and custody, customer support, and reputation. The greatest weight is placed on total cost, pricing clarity, compliant custody, depository security and evidence of consistent service. Our research considers provider disclosures, custodian fee schedules, depository information, official records, independent business profiles and patterns across customer-review platforms. Bullion and numismatic products are assessed separately because their premiums and resale markets differ.
FAQ
Common questions about ITM Trading
What is ITM Trading’s minimum investment?
ITM Trading does not clearly publish one universal minimum investment. The required amount depends on the selected products and account structure, so direct-purchase and IRA minimums should be confirmed before beginning a transaction.
Is ITM Trading a legitimate, safe choice?
ITM Trading is an established Phoenix precious-metals dealer founded in 1995, with an A+ BBB rating and accreditation since 2009. It uses GoldStar Trust for self-directed IRA administration and has a large base of positive customer feedback. Investors should still compare premiums, distinguish bullion from collectibles and verify the depository and insurance terms.
Can I roll over a 401(k) into a gold IRA with them?
Yes, ITM Trading assists eligible customers with buying approved metals through a self-directed IRA administered by GoldStar Trust. A direct trustee-to-trustee rollover is generally not taxable when completed correctly because the investor does not receive the funds. Eligibility depends on the employer plan and individual circumstances, so the administrator, custodian and a qualified tax professional should be consulted.
Where will my metals be stored?
GoldStar Trust arranges storage at an approved precious-metals depository after purchasing the assets from ITM on the IRA’s behalf. Customers should confirm the current facility, storage method and insurance directly in their account documents. Home storage is not allowed under the conventional precious-metals IRA structure.
Final verdict
Should you choose ITM Trading?
ITM Trading is a strong option for investors who prioritize education, personal guidance, diverse product selection and a long record of customer service. Its main limitations are asset-based IRA charges, potentially high premiums on collectible coins and incomplete public detail about the exact vault, so customers should compare bullion spreads and obtain current custody and storage terms in writing.
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
