In-depth review
Rosland Capital Review (2026)
Rosland Capital is not recommended for new investors because its BBB profile now carries a bankruptcy alert, no rating, and numerous recent complaints.
1.5
Our score / 5
Founded
2008
Metals offered
Gold, Silver, Platinum, Palladium
Storage
Delaware Depository
BBB rating
N/R
The quick verdict
Is Rosland Capital worth it?
No, Rosland Capital is not a suitable choice for new purchases or precious-metals IRAs in 2026. Although it has a long operating history and previously offered a broad product catalog, its BBB profile now displays a bankruptcy alert and says the company is being reevaluated after numerous complaints. Trustpilot also shows deteriorating customer sentiment, including complaints involving delayed deliveries, liquidation problems, and communication failures.
Bottom line
Rosland Capital is not recommended for new investors. Consider an operational provider with stable custody relationships, transparent pricing, and a stronger recent complaint record.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
Before its reported financial difficulties, Rosland Capital generally required approximately $10,000 for an IRA, although some direct purchases reportedly had lower minimums. Published fee estimates included a $50 setup charge, approximately $100 in annual administration fees, and $100 to $150 for storage. The company’s agreement disclosed typical IRA transaction spreads of 17% to 25%, meaning customers could begin with a substantial difference between purchase and resale values. These historical figures should not be interpreted as a current offer.
Security
Storage & custody
Rosland Capital historically worked with Equity Trust Company as an IRA custodian and Delaware Depository for secure third-party storage. Segregated storage and insurance were reportedly available under applicable account arrangements. However, existing customers should contact their custodian and depository directly to verify current holdings, insurance, account status, and distribution procedures. IRA-owned metals must generally remain under an approved custodian and depository rather than being stored at home.
Products
Metals & product selection
Rosland Capital historically carried gold, silver, platinum, and palladium products for IRA and non-IRA buyers. Its catalog included standard bullion, IRA-eligible bars and coins, proof products, and exclusive commemorative collections associated with sports and entertainment brands. This selection provided considerable choice, but investors had to distinguish lower-premium bullion from collectible products carrying much larger markups.
Trust
Reputation & track record
Rosland Capital was founded in Los Angeles in 2008 and became widely recognized through television advertising and licensed commemorative-coin partnerships. Its current reputation is concerning: the BBB lists it as Not Rated, no longer accredited, and subject to a bankruptcy alert. Trustpilot currently shows a 3.1 out of 5 score from 337 reviews, with positive comments about knowledgeable representatives but substantial recent criticism involving service, deliveries, and liquidations.
Rosland Capital and its chief executive also entered into a 2022 consent order with the Washington State Department of Financial Institutions. That regulatory history should be considered alongside the company’s more recent bankruptcy and complaint issues.
Scorecard
How we scored Rosland Capital
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Editorial
How we review gold IRA companies
We examine each provider’s fees, precious-metals selection, custodian and depository relationships, customer support, business status, regulatory history, and recent consumer feedback. Our scores assign particular weight to pricing transparency, order fulfillment, secure custody, and the company’s ability to serve customers reliably.
FAQ
Common questions about Rosland Capital
What is Rosland Capital’s minimum investment?
Rosland Capital historically required approximately $10,000 for a precious-metals IRA, while minimums for direct purchases were reportedly lower. New investors should not rely on those figures because the BBB now displays a bankruptcy alert and the company’s current ability to accept and fulfill orders is uncertain.
Is Rosland Capital a legitimate, safe choice?
Rosland Capital is a real precious-metals company founded in 2008, but legitimacy does not eliminate financial or fulfillment risk. Its current BBB bankruptcy alert, Not Rated status, and recent customer complaints make it unsuitable for new purchases or IRA applications.
Can I roll over a 401(k) into a gold IRA with them?
Rosland Capital historically facilitated eligible 401(k) rollovers through an independent custodian. However, new investors should use an active and financially stable provider. A correctly completed direct trustee-to-trustee rollover is generally not taxable, but eligibility and tax treatment should be confirmed with the plan administrator and a qualified tax professional.
Where will my metals be stored?
Rosland Capital historically used Delaware Depository for IRA metals, with Equity Trust Company or Equity Institutional serving as custodian. Existing customers should contact the custodian and depository directly to confirm their assets and account status. IRA-owned metals generally cannot be stored at home without creating significant compliance and tax risks.
Final verdict
Should you choose Rosland Capital?
No. Rosland Capital previously offered an extensive product selection, established IRA services, and recognized commemorative coins, but its current bankruptcy alert, missing BBB rating, high historical spreads, and recent customer complaints outweigh those strengths. New investors should choose an operational provider with verifiable financial stability, transparent pricing, and dependable order fulfillment.
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
