In-depth review
SchiffGold Review (2026)
SchiffGold is best for investors who share a bullion-first philosophy and want personal guidance buying gold or silver, but its limited public pricing and IRA-partner disclosures require extra due diligence.
3.7
Our score / 5
Founded
2010
Metals offered
Gold, Silver, Platinum, and Palladium
Storage
Multiple Depositories Available
BBB rating
A+
The quick verdict
Is SchiffGold worth it?
SchiffGold is worth considering for investors who want personalized service and a dealer that emphasizes investment-grade bullion rather than high-premium collectible coins. Its A+ BBB rating, long operating history and clear bullion philosophy are positives, but the company does not publish a comprehensive minimum, product-price list, IRA fee schedule or clearly named custody partners.
Bottom line
Best for investors who want straightforward gold and silver bullion guidance associated with Peter Schiff’s macroeconomic research. Consider alternatives if transparent online prices, extensive independent reviews or a fully disclosed IRA package are more important.
What we like
Watch out for
Best for
Not ideal for
Costs
Fees, pricing & minimums
SchiffGold does not clearly publish one universal minimum transaction amount for ordinary purchases or precious-metals IRAs. Its references to a $250,000 minimum apply to large bulk-purchase inquiries rather than establishing that every customer must invest that amount. Minimum quantities may also apply to particular products. Prospective customers should obtain the current requirement for their chosen coin, bar or account type directly from a specialist.
Purchase prices and dealer spreads are generally quote-based. U.S. shipping and insurance are listed at a $25 flat charge for orders up to $10,000, with free shipping above that amount. The company encourages bank-wire payment and notes that credit-card processing would materially increase costs. IRA setup, annual maintenance, storage, wire and distribution charges are set by the selected custodian and depository but are not consolidated on SchiffGold’s public site. Promotions and shipping policies can change.
Security
Storage & custody
SchiffGold offers third-party vault storage and helps customers purchase eligible metals through self-directed IRAs. In an IRA transaction, the independent custodian administers the account, sends funds for the purchase and directs shipment to an approved depository. The dealer does not replace the trustee or custodian.
The current public pages do not clearly identify one exclusive IRA custodian, depository, allocation method or insurance contract for every customer. Before funding, investors should obtain the legal names of both institutions, a current fee schedule, confirmation of segregated or commingled storage and details of insurance coverage. IRA metals must remain under qualified trustee or custodian control; home storage or personal possession can trigger a taxable distribution and undermine the IRA.
Products
Metals & product selection
SchiffGold’s core business centers on gold and silver bullion coins, bars and rounds. Its educational pages feature American Eagles, Canadian Maple Leafs and other widely traded sovereign products, along with qualifying bars. Platinum and palladium are also available, although public pages indicate that certain specialty or bulk inquiries may carry high minimums.
The company distinguishes bullion from numismatic products and generally argues that proof, graded and collectible coins carry premiums that are difficult to justify for investors focused on metal value. That approach can help customers avoid unnecessary markups. Still, every order should disclose the weight, purity, mint or refiner, spot price, premium, total cost and current buyback quote. Non-IRA metals can be delivered or vaulted; IRA metals must go to approved custody.
Trust
Reputation & track record
Peter Schiff launched Euro Pacific Precious Metals in 2010 and later rebranded the business as SchiffGold. The BBB profile for Schiff Gold LLC reports an A+ rating and approximately 16 years in business, although the company is not BBB accredited. Peter Schiff’s long-running economic commentary gives the brand considerable visibility, but his macroeconomic views should not be treated as guaranteed forecasts.
Independent customer-feedback volume is limited. The small number of reviews across Trustpilot, Google and BBB produces a mixed picture and is not large enough to establish a reliable service trend. A recent BBB complaint involving a delayed account credit was ultimately marked resolved by the customer, although the customer reported financial inconvenience. No provider-specific precious-metals regulatory enforcement action against SchiffGold was identified in the authoritative sources reviewed for this article.
Scorecard
How we scored SchiffGold
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Editorial
How we review gold IRA companies
We evaluate gold IRA providers across fees and value, product selection, storage and custody, customer support, and reputation. Total cost, pricing clarity, compliant custody, secure storage and evidence of consistent service receive the greatest weight. Our research considers provider disclosures, custodian and depository information, BBB records, regulatory databases and patterns across independent customer-review platforms. A recognizable founder or strong market viewpoint does not substitute for transparent transaction terms.
FAQ
Common questions about SchiffGold
What is SchiffGold’s minimum investment?
SchiffGold does not clearly publish one general minimum for standard purchases or precious-metals IRAs. The $250,000 figure on certain pages relates to large bulk-purchase inquiries. Customers should ask for the applicable minimum quantity and dollar amount for their chosen transaction.
Is SchiffGold a legitimate, safe choice?
SchiffGold is an established U.S. precious-metals dealer founded in 2010 and holds an A+ BBB rating, although it is not accredited. Its bullion-first approach is a positive for cost-conscious investors. Safety still depends on comparing written premiums, verifying the custodian and depository, confirming insurance and understanding the buyback terms.
Can I roll over a 401(k) into a gold IRA with them?
SchiffGold assists eligible investors with buying approved metals through a self-directed IRA. A properly executed direct trustee-to-trustee rollover is generally not taxable because funds move directly between institutions. Eligibility depends on the employer plan and personal circumstances, so the plan administrator, IRA custodian and a qualified tax professional should be consulted.
Where will my metals be stored?
IRA metals must be sent to the approved depository used by the chosen custodian. SchiffGold also offers vault-storage assistance for non-IRA holdings, but customers should confirm the precise facility, allocation method, insurance and fees. Home storage is not allowed under a conventional precious-metals IRA.
Final verdict
Should you choose SchiffGold?
SchiffGold is a reasonable option for investors who want personal bullion guidance, minimal emphasis on collectibles and access to Peter Schiff’s economic research. Its quote-based model, unclear public minimums, unnamed IRA partners and thin independent review footprint keep it from ranking higher, so customers should obtain a written price comparison and complete custody documentation before proceeding.
Affiliate disclosure: We may earn a commission if you open an account through our links, at no extra cost to you. This can influence which companies we feature. We only cover providers we believe offer genuine value.
Not financial advice: Informational only. Precious-metals investing carries risk, including loss of principal. Consult a licensed advisor before investing.
